Real-time payments solution that rewards customers

Boost your sales, improve your cashflow, prevent fraud, and reduce chargebacks. Trusted by more than 0 merchants.


We work with

all e-commerce


From fashion and beauty to kitchenware and groceries, no matter what you sell, we’re here to help you collect payments securely in real-time.

Simple integration

Easily integrate your e-commerce marketplace and install the Hello Clever app or API via our straightforward and understandable API documentation.

Or tailor your integration using Hello Clever API


Better cash flow

Take advantage of the New Payments Platform (NPP) to receive payments faster, more securely and at a lower cost.

Reduce Chargebacks with PayID

Hello Clever’s highly secure PayID registration and orchestration process reduces fraud and chargebacks.


Immediate Reconciliation

All PayID and PayTo transactions are validated instantly, making reconciliation simple and easy for your business.


Real-time Settlement

Offer Australian built PayID & PayTo for secure, real-time payment settlement 24/7 365 days a year.


More customers

more sales

Instant customer gratification

Simply set up cashback campaigns, reward customers in real-time and increase loyalty.

Reach new customers

Get featured in Hello Clever app and recommended to 30,000+ Australians.

Marketing assets on demand

Our amazing designers will create campaign assets for your cashback program!

Increase basket size

Bigger basket size means more cashback, who doesn’t love bigger rewards!

Reduce cart abandonment rate

Incentivise your customers with a one-click express checkout experience paired with a cashback offering.

Merchant FAQs

How long does it take to integrate with Hello Clever?

Integration can be completed in under 24hrs. However, if you require a customised offering it can take longer. Reach out to us at

What payment options are available?

We offer all major credit cards, PayID and PayTo.

Which countries does this payment gateway support?

We support international and domestic card payments. Currently we are only available in Australia for PayID and PayTo. We are working on expanding into the SEA region in the near future.

Do you have a

development team?

Easily white label Hello Clever real-time payment and buy-to-earn solutions and build for your own needs with Hello Clever API

Backed by global

venture capital funds